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Christopher Carosa, CTFA, is chief contributing editor for FiduciaryNews.com, a leading provider of essential news and information, blunt commentary and practical examples for ERISA/401(k) fiduciaries, individual trustees and professional fiduciaries.

How many workers would perk up if you told them they might be forfeiting almost $30,000 a year in retirement income that they already have? It’s there, right now, and they don’t even know it; their own inaction is causing them to lose it. Why? Because plan sponsors aren’t telling them.

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