Budget sheet Between newspapers, online articles, specialized websites and podcasts, there are more options for financial knowledge than ever. But with so much diverse content, where to start? (Photo: Shutterstock)

How do interest rates work? What is the best way to get a handle on paying off debt? What are the basic principles of long-term investing in stocks and bonds?

If your employees are unsure of how best to answer questions like these, they’re not alone, according to a study by the FINRA Foundation. In fact, the study found a full two-thirds of Americans would fail a financial literacy test.

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