If clients have been riding the highs of the stock market and are still in good shape after its recent downward gyrations, and if they're at all close to retirement age, they're probably thinking about where they might like to retire to and what the bottom line will be.

And even if their retirement portfolios didn't do all that well, if they have a bit of time before making final decisions on a retirement destination, they might be thinking about what sort of high-end options are available for those coming days when they'll be able to indulge in all those delightful activities there never seems to be enough time for.

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