man in hard hat wiring a panel 49 percent of blue-or-gray-collar workers and 44 percent of white-collar workers, say they’re not ready for retirement, but in two industries, those workers are actually better off in that regard even than white-collar workers. (Photo: Shutterstock)

It’s only two, and it’s certainly not typical—but workers in two blue- and gray-collar fields, engineering and protective services, actually beat workers overall, including white-collar employees, when it comes to retirement preparedness.

According to The State of America’s Workforce, a national study commissioned by the Indexed Annuity Leadership Council, while otherwise blue- and gray-collar workers lose out on retirement readiness compared to white-collar workers, some industries’ workers are considerably worse off than others.

Complete your profile to continue reading and get FREE access to, part of your ALM digital membership.

Your access to unlimited content isn’t changing.
Once you are an ALM digital member, you’ll receive:

  • Critical information including cutting edge post-reform success strategies, access to educational webcasts and videos, resources from industry leaders, and informative Newsletters.
  • Exclusive discounts on ALM, BenefitsPRO magazine and events.
  • Access to other award-winning ALM websites including and

Already have an account?


© 2023 ALM Global, LLC, All Rights Reserved. Request academic re-use from All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.

Marlene Satter

Marlene Y. Satter has worked in and written about the financial industry for decades.

More from this author


Join BenefitsPRO

Don’t miss crucial news and insights you need to navigate the shifting employee benefits industry. Join now!

  • Unlimited access to - your roadmap to thriving in a disrupted environment
  • Access to other award-winning ALM websites including and
  • Exclusive discounts on and ALM events.

Already have an account? Sign In Now
Join BenefitsPRO

Copyright © 2023 ALM Global, LLC. All Rights Reserved.