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Health care and the world of employee benefits have been in a state of uncertainty for many years, since long before the Affordable Care Act (ACA) took effect. From political controversy to social media backlash, the general public feels disconnected, disenfranchised, isolated, pessimistic and just plain discouraged. Elected officials in Washington have grown increasingly polarized, and it seems that for every step forward, we take three steps back. But through all the changes and obstacles, employers have continued to push for changes that reduce health care costs and make life better for their employees.

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