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crystal ball What will the financial biz look like in 10 years? A lot can happen — 10 years ago, Facebook Inc. was moving beyond its dorm-room startup phase and was about to go cash-flow positive. Apple Inc.’s iPhone was almost a year old, having been introduced to mostly lukewarm reviews, and Uber Technologies Inc. was a full year away from being founded. (Photo: Getty)

(Bloomberg Opinion) –One of the great variables of appearing at investment conferences is the question-and-answer session after your presentation. No matter how well-prepared you may be, it’s hard to anticipate every query.

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