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Yellow umbrella The move toward nearly universal voluntary benefits offerings came about rather quickly, but experts remember when those products were considered a specialty insurance offering. (Photo: Shutterstock)

Voluntary benefits have become one of the biggest stories in the brokerage world in recent years. With an expanding economy driving demand for workers, employers have needed the flexibility and added coverage that voluntary benefits provide. The growth of Health Savings Accounts (HSAs), with their high deductibles, have also led to voluntary benefit plans that help with gaps in medical insurance coverage.

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