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Switzerland The U.S. system is weak because it lets participants in 401(k) plans and other defined contribution plans cash out at 59.5, says one expert. (Photo of Zurich: Shutterstock)

Thanks, in part, to a great retirement plan account annuitization system, Swiss people ages 65 and older have a median household income that’s about 50% higher than the median for U.S. people ages 65 and older.

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