cracked dirt and flower Depending on your age at retirement, you may need to consider more than simply high temperatures in finding a retirement spot. But for now, here are 10 places that aren't terrible. (Photo: Shutterstock)

Had enough record-breaking temperatures to last you a lifetime? Desperate to get away from heat waves once you retire? Well, Kiplinger and Sperling's Best Places have some great suggestions.

Between the two of them, you can find places where the summer heat won't get to you (barring climate-change phenomena, that is) and you can indulge in outdoor activities in comfort instead of sweltering. Kiplinger has ranked all 50 states for their financial details—such essential elements as the average income for 65+ households and the average health costs for retired couples—while Sperling takes care of the temperature variations with its Summer Comfort Index.

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Marlene Satter

Marlene Y. Satter has worked in and written about the financial industry for decades.