The buzzwords of the year have all circled around the idea ofnot being “status quo.”

Brokers everywhere are focusing on being innovative, cuttingedge and creative. They're shunning the top-50 broker shops andother brokers who're still pushing the fully-insured BUCAs andthey're preaching from the hilltops about their ground-breakingsolutions designed to help employers mitigate their health careexpenses.

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