According to Anthem, there's a“gap between financial priorities and the use of life insurance asa financial planning tool.” (Photo: Shutterstock)

They may say it's important, but only a little more than half ofAmerican employees actually have life insurance.

That's according to a recent survey from Anthem,Inc., which found that although 67 percent of respondents saythat life insurance is “important to achieve financial well-being,” only 53 percent of themhave coverage. And younger people are less likely to have lifeinsurance than their seniors.

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Marlene Satter

Marlene Y. Satter has worked in and written about the financial industry for decades.