Before you solve other issues,it is essential to begin with a strong core. (Photo:Shutterstock)

A few months ago, after a long plane trip, I started to have lower back issues and ended up going tophysical therapy. I expected the focus to be on some kind ofmanipulation of my back. Instead, the therapist gave me exercisesdesigned to build up my core. He explained that the muscles andnerves in the lower back are tied to those in the core. Before yousolve other issues, it is essential to begin with a strongcore.

This started me thinking about the benefits employees andemployers consider to be the core. Core benefits aregenerally those that meet the essential financial needs ofemployees and their families and satisfy the employer's goal ofattracting and retaining employees. Let's consider the productsthat make a successful core benefit plan.

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