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Americans who become seriously ill often feel confused and helpless, experience major problems with their care or, even if they have health insurance, face the risk of financial ruin. (Photo: Shutterstock)

Lots of Americans who can least afford the additional stress are being left in the dirt by the U.S. health care system, says a new joint study from the Commonwealth Fund, The New York Times and the Harvard T.H. Chan School of Public Health.

Marlene Satter

Marlene Y. Satter has worked in and written about the financial industry for decades.

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