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Evolving policies about LGBT benefits create opportunities for brokers and advisors as they seek to help HR engage this increasingly important demographic.

Analysis

Employer-sponsored health coverage still lagging for same-sex spouses

According to the Kaiser Family Foundation, 88 percent of same-sex couples now have access to employer-sponsored health insurance.

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Gay Rights In 2018 just 6 percent of firms reported that they do not offer such coverage—down from 16 percent in 2016. (Photo: Shutterstock)

Although it has improved, the access that same-sex spouses have to employer-sponsored health insurance (ESI) is still “significantly less common than the offer of opposite sex spousal coverage.”

That’s according to a report from the Kaiser Family Foundation, which also finds that in 2018, 63 percent of employers offering health insurance to opposite sex spouses also offered coverage to same-sex spouses, and that the share of employees with such access has increased over time to 88 percent.

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Marlene Satter

Marlene Satter

Marlene Y. Satter has worked in and written about the financial industry for decades.

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