So maybe you didn't save as much as you intended for retirement. Or maybe you've just decided to simplify your life in retirement and eliminate all the nonessentials.

Where you retire will make an immense difference in how much you have available to spend. Will you drop a major portion of your fixed retirement income on taxes, a high cost of living or some other expense in your retirement home, or will you be able to get by thriftily on Social Security and your pension or other annuity?

The answer could lie in's list of the 11 best states in which to retire if you're determined (or obligated) to live on a fixed income.

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Marlene Satter

Marlene Y. Satter has worked in and written about the financial industry for decades.