Some plans have exclusions thatcould blindside consumers, such as not covering hospitalizationsthat occur on a Friday or Saturday, so consumers considering such aplan best read it very closely. (Photo: Shutterstock)

Supporters of the nation's health law condemn them. A few states, includingCalifornia and New York, have banned them. Other states limit them.

But to some insurance brokers and consumers, short-term insurance plans are an enticing,low-cost alternative for healthy people.

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