If your clients' employees are experiencing problems, be sure to remind them of any voluntary benefits you offer that might help them. (Photo: David Paul Morris/Bloomberg)

In the days and weeks following a disaster like Hurricane Florence, your clients and their employees may encounter legal and financial matters as they begin to recover and rebuild from its aftermath.

Help your clients support their employees and the challenges they're facing by sharing these five tips with them.

1. Know your rights-–and your responsibilities-–regarding property damage.

After a disaster, you may have issues with your home and property ranging from determining who is responsible for cleaning up to knowing when to keep making rent or mortgage payments. State laws and individual insurance policies vary, so be sure to check with your homeowners or renters insurance company or local authorities to know what applies in your situation.

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