Happy employees make productive employees, and productive employees make profitable companies. (Photo: Shutterstock)

Sometimes the very thing you overlook can offer the opportunity you seek. That's why we have such phrases as “think outside the box” and “zig when everyone else zags.” Such platitudes adorn conference room walls, but for all their wisdom, they often fall on deaf ears as busy executives find themselves caught up in the hectic maelstrom of the day-to-day.

Thus, opportunities go unanswered. Solutions go unsolved. Earnings go unearned. All because competing priorities steal the time from corporate decision makers.

Nowhere do we see this more than when it comes to the lowly 401(k) plan (see “Top 5 Challenges Too Many 401k Plan Sponsors Aren't Aware of,” FiduciaryNews.com, December 4, 2018). It's not neglect. It's really just capacity limitations.

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Christopher Carosa

Chris Carosa has been writing a weekly article and monthly column for BenefitsPRO online and BenefitsPRO Magazine since 2011 and is a nationally recognized award-winning writer, researcher and speaker. He’s written seven books, including From Cradle to Retire: The Child IRA; Hey! What’s My Number? – How to Increase the Odds You Will Retire in Comfort; A Pizza The Action: Everything I Ever Learned About Business I Learned By Working in a Pizza Stand at the Erie County Fair; and the widely acclaimed 401(k) Fiduciary Solutions. Carosa is also Chief Contributing Editor of the authoritative trade journal FiduciaryNews.com and publisher of the Mendon-Honeoye Falls-Lima Sentinel, a weekly community newspaper he founded in 1989. Currently serving as President of the National Society of Newspaper Columnists and with more than 1,000 articles published in various publications, he appears regularly in the national media. A “parallel” entrepreneur, he actively runs a handful of businesses, including a small boutique investment adviser, providing hands-on experience for his writing. A trained astrophysicist, he also holds an MBA and has been designated a Certified Trust and Financial Advisor. Share your thoughts and story ideas with him through Facebook (https://www.facebook.com/christophercarosa/)and Twitter (https://twitter.com/ChrisCarosa).