Employers must take ownership oftheir role in proving health care access and seriouslyconsider the financial and societal impact of high-cost,low-quality health plans on their employees. (Photo:Shutterstock)

As was the case for most of the last couple decades, thecost of health care continued to climb in 2018.This past year, the average employer-sponsored family plan,according to the Kaiser Family Foundation, approached $20,000,and there's yet another five percent increase expected for 2019.

But the promise of a new year, a fresh start, brings hope. Andfor employers and HR professionals, the good news is that insteadof falling victim to insurer's annually increasing premium rates, they can take thistime to identify cost savings in their current health plans. Asthey look to enact change in the new year, here are five things foremployers and HR professionals to consider:

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