Worke with back injury Workers who have sustained soft-tissue injuries are even more likely to turn to workers’ comp rather than their own health coverage when deductibles are high. (Photo: Shutterstock)

Workers who are injured on the job may or may not file for workers’ compensation, but among the factors that influence that decision—and tip it toward filing a comp claim—is the level of the deductible in their employer-provided health plan.

That finding comes from a new report from the Workers Compensation Research Institute, which finds that as deductibles rise, employees are more likely to turn to comp claims rather than their own coverage.

Complete your profile to continue reading and get FREE access to, part of your ALM digital membership.

Your access to unlimited content isn’t changing.
Once you are an ALM digital member, you’ll receive:

  • Critical information including cutting edge post-reform success strategies, access to educational webcasts and videos, resources from industry leaders, and informative Newsletters.
  • Exclusive discounts on ALM, BenefitsPRO magazine and events.
  • Access to other award-winning ALM websites including and

Already have an account?

Marlene Satter

Marlene Y. Satter has worked in and written about the financial industry for decades.

More from this author



Join BenefitsPRO

Don’t miss crucial news and insights you need to navigate the shifting employee benefits industry. Join now!

  • Unlimited access to - your roadmap to thriving in a disrupted environment
  • Access to other award-winning ALM websites including and
  • Exclusive discounts on and ALM events.

Already have an account? Sign In Now
Join BenefitsPRO

Copyright © 2022 ALM Global, LLC. All Rights Reserved.