Worke with back injury Workerswho have sustained soft-tissue injuries are even more likely toturn to workers' comp rather than their own health coverage whendeductibles are high. (Photo: Shutterstock)

Workers who are injured on the job may or may not file forworkers' compensation, but among the factors that influence thatdecision—and tip it toward filing a comp claim—is the level of the deductible in theiremployer-provided health plan.

That finding comes from a new report from the Workers CompensationResearch Institute, which finds that as deductibles rise, employeesare more likely to turn to comp claims rather than their owncoverage.

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Marlene Satter

Marlene Y. Satter has worked in and written about the financial industry for decades.