Heard of the FIRE movement? If you haven't, it stands for Financial Independence/Retire Early. It's inspired some to consider leaving work sooner than their 60s. But how much cash would you need in your retirement accounts to make it happen? Wonder no more, because HowMuch.net has crunched numbers compiled by GoBankingRates on how much you'd need in each state to retire early, and come up with rankings for every state based on whether your early retirement goal is 55, 45 or even 35 (a bunch of optimists there, for sure). Researchers first looked into how much the annual cost of living is in each state for someone in each age bracket. The results were $69,034, $73,905 and $64,972 for people aged 35, 45 and 55, respectively. Then they adjusted the cost of living, again for each state, with the aid of data from the Bureau of Labor Statistics' 2017 Consumer Expenditure Survey and the Missouri Economic Research and Information Center. Dividing each state's annual expenditures by 0.04, the rate at which savers are usually told to draw down their accounts each year, gave them a total savings figure, or nest egg, for each state. It's cheaper to retire in the south than the northeast or the west, but bear in mind too that in the upper Midwest, it's actually cheaper for early retirees in the 55 age bracket. You need a smaller nest egg here, but you've also had time to save more money, so it's relatively easy to retire early (just not too early) in that region. Bear in mind that while HowMuch has calculated that nest egg for every state, it warns that it has not adjusted for inflation in that 4% drawdown rate, which is considered to be constant for each year of retirement. So too is the assumption that the cost of living will also remain constant—but that's not even likely to happen in your dreams. Still, all this can give you a ballpark figure to shoot for. While it's a tough target to hit, if you're FIRE-determined, maybe this will motivate you.