Research

One key finding: 401(k) plan participants saved at historic rates in 2023, with the average participant deferral rate reaching a record-high 7.4%.

The cost of stop-loss coverage rose across the board, with increases highest for employers with high deductibles.

Nearly two in five (37%) of Americans can't afford an unexpected expense over $400, and almost a quarter (21%) have no emergency savings at all, according to a new Empower survey.

Financial wellness programs are a vital part of the overall retirement discussion because financial stress has long-term implications for employees and employers, according to a panel of retirement industry experts.

Eight different surveys – conducted by AARP, Goldman Sachs and the Employee Benefits Retirement Institute, and others – show that retirement anxiety ranges from a high of 71% to a low of 32%.

A new study provides insight to help benefits advisors guide employers as they build voluntary benefits programs that better suit each workforce generation's needs.

Economic uncertainty has changed retirement expectations, which is why financial professionals should seize this opportunity to reinforce the importance of a long-term plan, as well the value of annuities, says a new survey.

This "sandwich generation," more than any others, may need to be made aware of just how short they may be in their retirement savings journey, as well as SECURE 2.0 catch-up contributions, according to a new report.