US-Mexico Border


That is the amount of total lasers that I was facing for one of my clients who had six employees on high cost pharmaceuticals at our first renewal together. Not too long ago, an advisor might have seen these numbers and thought “This sucks, but it is what it is.” But that’s not so much the case anymore. After all, a high-cost claim on pharmacy can now be mitigated in many ways. There are manufacturers assistance programs, specialty carve outs, and globally sourced pharmaceuticals, to name a few. I’m personally pretty familiar with that last one, as I globally source my sons Epi-Pens from Canada.

Also: Why brokers and their clients are keen on medical tourism

Complete your profile to continue reading and get FREE access to, part of your ALM digital membership.

Your access to unlimited content isn’t changing.
Once you are an ALM digital member, you’ll receive:

  • Critical information including cutting edge post-reform success strategies, access to educational webcasts and videos, resources from industry leaders, and informative Newsletters.
  • Exclusive discounts on ALM, BenefitsPRO magazine and events.
  • Access to other award-winning ALM websites including and

Already have an account?



Join BenefitsPRO

Don’t miss crucial news and insights you need to navigate the shifting employee benefits industry. Join now!

  • Unlimited access to - your roadmap to thriving in a disrupted environment
  • Access to other award-winning ALM websites including and
  • Exclusive discounts on and ALM events.

Already have an account? Sign In Now
Join BenefitsPRO

Copyright © 2023 ALM Global, LLC. All Rights Reserved.