Yes No Checkbox Lying on an insurance application could result in fraud charges, fines and even jail time. (Photo: Shutterstock)

Considering how often the truth is stretched these days in all sorts of situations, from politics to social media, it should come as no surprise that people lie on insurance applications, too—although the percentage of applicants stretching the truth depends on the type of insurance they’re applying for and even whether applicants are men or women.

According to a study from, car insurance seems to attract the most lies, with 29 percent of applicants (10.2 million people) completing their applications with fabricated responses, while health insurance comes in a fairly close second at 22 percent (7.5 million).

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Marlene Satter

Marlene Y. Satter has worked in and written about the financial industry for decades.

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