Blue Cross Blue Shield One of BCBS’s recommendations is to allow greater flexibility for high-deductible health care plans, which are currently only permitted to cover the full cost of preventative services pre-deductible. (Photo: Shutterstock)

The Blue Cross Blue Shield Association is urging Congress to boost the Affordable Care Act marketplace, both by increasing subsidies for individual health plans and putting in place a reinsurance program to protect participating health plans.

For starters, according to a report the group has prepared, Congress should revise the existing tax credits to lower premiums for those purchasing individual or family health plans through the ACA exchange. Currently, those up to 400 percent of the federal poverty level are eligible for tax credits. The report proposes that they be reconfigured so that no customer spend more than 12 percent of their income on health care.

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