Blue Cross Blue Shield One of BCBS’s recommendations is to allow greater flexibility for high-deductible health care plans, which are currently only permitted to cover the full cost of preventative services pre-deductible. (Photo: Shutterstock)

The Blue Cross Blue Shield Association is urging Congress to boost the Affordable Care Act marketplace, both by increasing subsidies for individual health plans and putting in place a reinsurance program to protect participating health plans.

For starters, according to a report the group has prepared, Congress should revise the existing tax credits to lower premiums for those purchasing individual or family health plans through the ACA exchange. Currently, those up to 400 percent of the federal poverty level are eligible for tax credits. The report proposes that they be reconfigured so that no customer spend more than 12 percent of their income on health care.

Complete your profile to continue reading and get FREE access to, part of your ALM digital membership.

Your access to unlimited content isn’t changing.
Once you are an ALM digital member, you’ll receive:

  • Critical information including cutting edge post-reform success strategies, access to educational webcasts and videos, resources from industry leaders, and informative Newsletters.
  • Exclusive discounts on ALM, BenefitsPRO magazine and events.
  • Access to other award-winning ALM websites including and

Already have an account?


© 2023 ALM Global, LLC, All Rights Reserved. Request academic re-use from All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.

Jack Craver

BenefitsPRO Broker Expo 2024Event

The premier educational and networking event for employee benefits brokers and agents.

Get More Information


Join BenefitsPRO

Don’t miss crucial news and insights you need to navigate the shifting employee benefits industry. Join now!

  • Unlimited access to - your roadmap to thriving in a disrupted environment
  • Access to other award-winning ALM websites including and
  • Exclusive discounts on and ALM events.

Already have an account? Sign In Now
Join BenefitsPRO

Copyright © 2023 ALM Global, LLC. All Rights Reserved.