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sad piggy bank Eighty percent of those who opted for short-term insurance say that affordable monthly premiums are more important to them than comprehensive medical benefits. (Photo: Shutterstock)

Why do people opt for short-term insurance over Affordable Care Act plans? Mainly because it costs less and it meets their health care needs, particularly for older workers, according to eHealth’s “Short-Term Consumer Survey.”

eHealth polled more than 800 consumers who purchased short-term health insurance products through eHealth, and found that 61 percent did so because of its relative affordability. Drilling down by age, older respondents age 55 to 64 were even more concerned about affordability than younger people age 35 to 44 (70 percent vs. 60 percent).

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Katie Kuehner-Hebert

Katie Kuehner-Hebert is a freelance writer based in Running Springs, Calif. She has more than three decades of journalism experience, with particular expertise in employee benefits and other human resource topics.

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