There's irony lurking in the shadows of the health savings account (HSA) world. Employers are increasingly offering high deductible health plans (HDHPs) coupled with HSAs as part of employee benefits packages. Enrollment data from AHIP shows that enrollment in HDHPs has grown from 1 million in 2005 to more than 23 million in 2017. And the 2018 Midyear Devenir HSA Research Report shows 23.4 million open HSAs, an 11 percent year-over-year growth.

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