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Wallet, cash and stethoscope The ACA has shielded some from rising costs, but for lower-income Americans who have employer-sponsored, private insurance plans, premiums and out-of-pocket costs have continued to rise. (Photo: Shutterstock)

Having a job—and the employer-sponsored health insurance that usually goes with it—is not a guarantee that an individual or family won’t face financial hardship due to medical costs, according to a new analysis. The study finds that the percentage of income spent on health care by poorer Americans is more than three times the percentage spent by the wealthiest Americans.

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