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twin men in business suits The disconnect is even greater among younger workers, with 64 percent of millennials saying they’re “in control” but at the same time 60 percent of them saying they live paycheck to paycheck. (Photo: Shutterstock)

Are U.S. workers too optimistic about retirement? Apparently so, as yet another study indicates that although more American workers are feeling positive about their finances, they really shouldn’t be so cheerful.

Marlene Satter

Marlene Y. Satter has worked in and written about the financial industry for decades.

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