Americans are struggling with financial wellness and the numerous drags on their income that threaten their long-term security. Workers face plenty of challenges in trying to keep up with day-to-day expenses or saving money for emergencies. Those challenges can vary, however, from generation to generation, with one group struggling more with issues that perhaps aren't as pressing as those faced by another. Above are 10 of the factors affecting workers, and the generations suffering most from each, according to a Transamerica survey.

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Marlene Satter

Marlene Y. Satter has worked in and written about the financial industry for decades.