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Company meeting at conference table The most important reason why small business employers say they offer health benefits to workers is because it helps them hire and retain the best employees. (Photo: Shutterstock)

Small business plans have lower average per-person costs compared to coverage in the individual market, according to eHeath’s report, “Small Businesses Health Insurance: Costs, Trends and Insights 2018.”

eHealth analyzed plans on its platform selected by employers with fewer than 30 employees, and found that the average premium per-person under a small business plan in 2018 was 7 percent lower than the average premium for an individual plan ($409 vs. $440). Moreover, the average individual deductible for small business plans was 31 percent lower than the average deductible for individual coverage ($3,140 vs. $4,578).

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Katie Kuehner-Hebert

Katie Kuehner-Hebert is a freelance writer based in Running Springs, Calif. She has more than three decades of journalism experience, with particular expertise in employee benefits and other human resource topics.

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