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Instant Insights / Mental Health Awareness Month

Employee mental health is becoming an important issue for employers, and one of the ways to help workers is through their employee benefits packages. Here we look at trends, build awareness, and share ideas for benefits managers and brokers.

Analysis

Marketplace health care less likely to provide mental health care slots

Adults with employer-sponsored insurance are more likely to actually get care for a mental issue and pay less out of pocket.

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Patient looking and form with doctor Medicare and ACA enrollees were more likely to have trouble being accepted as a new patient during the previous 12 months than those with employer-sponsored insurance. (Photo: Shutterstock)

Looking for an appointment for mental health care? Check your coverage—if you have insurance through an Affordable Care Act marketplace-sponsored plan, you’re less likely to get it than if you’re requesting it through an employer-sponsored plan or Medicare.

So finds a study published in the May 2019 issue of Health Affairs, “Insurance-Based Disparities In Access, Utilization, And Financial Strain For Adults With Psychological Distress.”

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Marlene Satter

Marlene Satter

Marlene Y. Satter has worked in and written about the financial industry for decades.

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