Patient looking and form with doctor Medicare and ACA enrollees were more likely to have trouble being accepted as a new patient during the previous 12 months than those with employer-sponsored insurance. (Photo: Shutterstock)

Looking for an appointment for mental health care? Check your coverage—if you have insurance through an Affordable Care Act marketplace-sponsored plan, you're less likely to get it than if you're requesting it through an employer-sponsored plan or Medicare.

So finds a study published in the May 2019 issue of Health Affairs, “Insurance-Based Disparities In Access, Utilization, And Financial Strain For Adults With Psychological Distress.”

According to the study, adults with mental health needs were more likely to actually get care,  pay less out of pocket for it and have greater access to it if their coverage came from an employer or from Medicare than if they bought coverage through an ACA marketplace.

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Marlene Satter

Marlene Y. Satter has worked in and written about the financial industry for decades.