group of people putting hands on hands Financial wellness platforms that can adapt to each user's financial situation and stage of change are especially effective. (Photo: Shutterstock)

Any organization putting forth the time, effort and expense to launch a financial wellness program wants to help its employees make lasting behavior changes that improve their health, wealth and happiness.

The problem is that few organizations know what works, let alone how to create a program to achieve it.

Many financial wellness programs use an approach that is fact-focused and based on unbiased, rational thought.

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