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old Social Security poster 1936 poster issued by the Social Security Board to promote Social Security cards; today’s workers have some scary misconceptions about their future Social Security benefits. (AP Photo)

Workers really don’t understand Social Security. Not only do they not have a good handle on how much they’ll get from it once they retire, when they do estimate the benefit they come up with a number that’s substantially higher than what they’ll actually get—a Really Bad Thing.

Marlene Satter

Marlene Y. Satter has worked in and written about the financial industry for decades.

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