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Pig looking in mirror with coins Not surprisingly, when employers contribute dollars to their employees’ health care benefit accounts, enrollment dramatically increases. (Image: Shutterstock)

High-deductible health plans (HDHP) and tax-advantaged benefit accounts such as flexible spending accounts (FSAs) and health savings accounts (HSAs) offer significant cost savings opportunities for both employers and employees. Yet they are still widely underutilized and underfunded, translating into billions in missed premium and tax savings for both employers and employees.


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