American flag and medical symbolIf healthier individuals and groups opt for now availableshort-term limited duration insurance and association health plans,it would then up premiums for ACA plans.

Premiums for Affordable Care Act plans next year could be allover the map for a number of reasons, according to the AmericanAcademy of Actuaries' issue brief, “Drivers of 2020 Health Insurance PremiumChanges.”

The brief provides an actuarial perspective on key factorsinvolved in setting 2020 health insurance premiums for theindividual market, though many of the factors are also relevant tothe small group market, according to the authors

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Katie Kuehner-Hebert

Katie Kuehner-Hebert is a freelance writer based in Running Springs, Calif. She has more than three decades of journalism experience, with particular expertise in employee benefits and other human resource topics.