U.S. Capitol building The SECURE Act offers small businesses more incentives, more flexibility in what they can and can’t do and, importantly, makes changes to enable and improve individual participation. (Photo: Shutterstock)

The SECURE Act may be the most significant piece of legislation to affect retirement plans in years and presents a much-needed solution to the retirement savings crisis afflicting Americans of all ages.

A flawless solution? Probably not. But after a bipartisan sail through the U.S. House, its stall in the Senate has some observers concerned. In the interim, perfect solution or not, there’s worry we may be losing a golden opportunity to help the significant number of people who would benefit by the SECURE Act’s provisions.

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