Money flying out of a box Whilesome insurers gave up on the ACA marketplace due tohigher-than-expected losses in the first couple years, others thathave stuck around have been able to generate profits.

After the initial disruption caused by the Affordable Care Act,the individual insurance market appears to have stabilized andincreasingly resembles the group market, finds an analysis by theCommonwealth Fund.

Historically, individual plans have been cheaper due to the factthat insurers could deny coverage to those with expensive medicalconditions. When the ACA prohibited that practice, premiums andper-member spending in the individual market predictably shotup.

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