This third financial risk is "massive," says the report, "considering that 40 percent of the world's population, or 2.4 billion people, lives within 60 miles of the coast." (Photo: AP)
Both globally and at home, retirement security is under threat from three factors that can utterly disrupt workers' long-term plans.
That's according to the Natixis Global Retirement Index, which points the finger at interest rates, demographics and climate change.
|1. Interest rates
With interest rates low and sinking lower, borrowers may be happy but retirees and plan sponsors aren't. Not only have rates been low since the Great Recession, which has weighed on yields from retirement plans and other retirement investments, they're now on their way down again as the threat of another recession looms—and that drives up pension liabilities.
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Marlene Satter
Marlene Y. Satter has worked in and written about the financial industry for decades.
