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Pie chart with dollar image According to the Aegis report, there are several actions companies can take to reduce stop-loss premium costs. (Image: Shutterstock)

Stop-loss insurance remains extremely important for self-insured health plans, with a third of plans reporting catastrophic claims in excess of $1 million in the past two years, according to a new survey.

The latest Aegis Stop-Loss Premium Survey, in its 13th year, finds that premium costs for stop-loss coverage varies greatly among companies with self-insured plans. This is due to several reasons, including companies’ risk tolerance, employee demographics, variety in contracts, and brokers’ commissions.

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