It's supposed to be a fun, scary time of year—we all get that. Ghosties, ghoulies, things that go bump in the night—all covered. But, of course, there are some things you just can't hide from. Like money worries. WalletHub, being the prescient entity that it is, knows this, and decided to ask people what their biggest fears are when it comes to finance. What's scary about it is how many said their finances were a "horror show"—78 million Americans—but it's not as if they're not trying to do something about it. But even though 85 percent say they intend to spend less this Halloween, that alone won't dismiss their fears about their own finances, the economy, and all the other things that keep them up at night. And while 38 percent say their biggest Halloween fear is strangers ringing the doorbell, 31 percent are scared of the money they'll spend when darkness falls, the wind rises and the zombies walk. Of course there are the 25 percent who are most scared of Halloween movies and the 6 percent afraid of costumes, but really what many might wish for is a good lock on their wallet or some garlic to keep the collections callers at bay.