When deciding which employee benefits to buy, family medical history matters, according to the 2019 Aflac WorkForces Report.
Nearly three out of four workers (73 percent) say their family history is somewhat to extremely influential in guiding their health insurance decisions, Aflac found. For good reason, as at least 20 percent say they or a member of their immediate family in the last year has suffered a major health event, such as heart attack, stroke, cancer or a serious accident requiring hospitalization.
"One way employers can help employees manage unexpected health care costs with no direct cost to the company is by offering voluntary insurance like accident, critical illness, dental or vision, which provides an extra layer of financial protection when they need it most," says Matthew Owenby, Aflac's chief human resources officer.
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