A majority of employees sayunderstanding what insurance or benefits they need is somewhat orvery stressful.

When deciding which employee benefits to buy, family medicalhistory matters, according to the 2019 Aflac WorkForces Report.

Nearly three out of four workers (73 percent) say their familyhistory is somewhat to extremely influential in guiding theirhealth insurance decisions, Aflac found. Forgood reason, as at least 20 percent say they or a member of theirimmediate family in the last year has suffered a major healthevent, such as heart attack, stroke, cancer or a serious accident requiring hospitalization.

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Katie Kuehner-Hebert

Katie Kuehner-Hebert is a freelance writer based in Running Springs, Calif. She has more than three decades of journalism experience, with particular expertise in employee benefits and other human resource topics.