Full benefit integration resulted in customers being more engaged in their health and well-being, more likely to stay in-network for their care, and being more informed about their care options. (Photo: Getty)
Rather than having health benefits stand alone, employers could not only save money but provide their employees with the potential for improved health.
That's according to the findings of Cigna's fourth annual Value of Integration study, a two-year analysis of more than 2.3 million claims from Cigna customers who get their health care coverage via their employers.
The full integration of medical, pharmacy and comprehensive behavioral benefits, the study found, resulted in average annual savings of $207 per customer and $867 per individual with an identified health improvement opportunity (about 16 percent of the population) when compared with medical and basic behavioral coverage.
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Marlene Satter
Marlene Y. Satter has worked in and written about the financial industry for decades.
