Most health benefit plans havehefty deductibles on maternity services, meaning it was typical foran individual to have to pay thousands of dollars just to have ababy.(Photo: Shutterstock)

Where it all begins….

The prospect of starting a family is both exciting andterrifying. Being a new parent means new worries, like lack ofsleep … and new financial obligations. Specifically, concernsabout paying for childcare, healthcare and diapers can beoverwhelming. These new stresses not only take a toll on thefamily, but also on the employment relationship. Most employersfeel that solely offering health benefits for pregnancy and familyplanning expenses is enough, but it is not. In fact, focusing onthe health benefits alone can lead employees to focus on the wrongissues.

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