Most health benefit plans have hefty deductibles on maternity services, meaning it was typical for an individual to have to pay thousands of dollars just to have a baby.(Photo: Shutterstock)

Where it all begins….

The prospect of starting a family is both exciting and terrifying. Being a new parent means new worries, like lack of sleep … and new financial obligations. Specifically, concerns about paying for childcare, healthcare and diapers can be overwhelming. These new stresses not only take a toll on the family, but also on the employment relationship. Most employers feel that solely offering health benefits for pregnancy and family planning expenses is enough, but it is not. In fact, focusing on the health benefits alone can lead employees to focus on the wrong issues.

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