Lifesaver on dock Here’s how stop-loss changes are impacting self-insured employers, and what they should do to smooth the waters. (Photo: Shutterstock)

Moving toward self-insurance gives employers greater control, and many companies are taking the plunge to handle their benefits offering themselves. But catastrophic claims from an unexpected injury or a chronic condition are also on the rise and stop-loss insurance carriers are taking notice.

These types of claims can rack up hundreds of thousands of dollars in bills, a potentially debilitating number for employers.

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