Movie clapper with employee benefits on it While 70 percent of employed adults overall aremore interested in long-term benefits, 29 percent say they aren'ttaking full advantage of them. (Photo: Shutterstock)

It shouldn't be surprising to hear that adults look forlong-term, rather than short-term, employee benefits but what mightbe surprising is that even those workers aren't taking fulladvantage of what they have.

That's among the findings of the Ernst & Young Better You survey, which also reveals that 67percent of employed Gen Z and 76 percent of college students preferlong-term benefits than immediately available offerings likepersonal fitness memberships. That's onlyslightly fewer than boomers, 78 percent of whom would rather havelong-term benefits, even in the later years of their careers.

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Marlene Satter

Marlene Y. Satter has worked in and written about the financial industry for decades.