graph of increasing sales Fromthe employees' perspective, voluntary benefits can be veryaffordable, costing far less than similar coverage purchased on theindividual market.

Today's workforce is focused on benefits like never before. Intimes of uncertainty—particularly around health—employees want toknow more about their benefits. What coverage do they have (andwhat don't they), what's covered (and what isn't)? And now,many are realizing they wish they had more, or different,coverage for themselves and their families.

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