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Advisors, beware—as if your job weren't complicated enough in the midst of a crashing economy and a pandemic, you'll have to keep an eye on your clients lest they panic and do something stupid in what may seem like the end of the economy.

It's not as if people don't normally make mistakes anyway, but trying to function under the sort of stress many people are feeling can cause all sorts of bad decisions—meaning that it might be a good time to brush up on your behavioral economics training to keep clients from financially self-destructing.

A financial wellness survey from KeyBank highlights some of the blunders people have admitted to making when dealing with their finances—before the coronavirus pandemic hit—and being forewarned about such ventures down the wrong road as stress weighs on their better judgment might help you turn clients back onto the right path before there's too much damage done.