Instant Insights / How to Navigate the CARES Act


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The Coronavirus Aid, Relief and Economic Security Act, commonly known as the CARES Act, was passed by Congress in order to aid Americans with emergency relief in response to the economic impact caused by COVID-19. The CARES Act covers everything from individual stimulus check and small business loans to industry-wide bailouts and hospital funding.

However, what is getting lost in the news cycle are the important changes that have been made to a variety of health care benefits that impact people in real ways. Consumers need to know how the law affects their health savings account (HSA), flexible spending account (FSA) and health reimbursement accounts (HRA) during this time, including some permanent changes. HSA participants, in particular, have important changes to consider.

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