No matter how well youplan and stick to your budget, a surprising medical bill or ahigher-than-average electric bill can throw you off course. (Photo:Shutterstock)

As millennials begin to own the majority of the workforce andGen Z gets their start, an employee benefits revolution is inevitable.

Think about it: Employee benefits haven't changed in years.Every benefits package may not look exactly the same, but theyinclude the same general ideas: paid time off, health insurance,maternity leave, maybe even 401(k) matching. However, 20 years ago,that was all a company needed to offer to be interesting toapplicants. That's not the case today.

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