No matter how well you plan and stick to your budget, a surprising medical bill or a higher-than-average electric bill can throw you off course. (Photo: Shutterstock)

As millennials begin to own the majority of the workforce and Gen Z gets their start, an employee benefits revolution is inevitable.

Think about it: Employee benefits haven’t changed in years. Every benefits package may not look exactly the same, but they include the same general ideas: paid time off, health insurance, maternity leave, maybe even 401(k) matching. However, 20 years ago, that was all a company needed to offer to be interesting to applicants. That’s not the case today.

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